Analyst, Corporate Debt Portfolio

Purpose of Job:

Casablanca Resident Office of the EBRD is looking to hire an Analyst to assist with managing the private corporate debt portfolio in Morocco contributing to the effective implementation and (risk) monitoring of signed EBRD projects. The Analyst contributes to all phases of the project cycle, including project origination, structuring, execution, implementation and monitoring.

The Analyst will take responsibility for the tasks assigned to them by the operation leader or more senior members of the project team, or more senior bankers, which may include undertaking comprehensive due diligence, including financial, market, integrity and EBRD policy compliance, as well as effective post-signing implementation and monitoring.

The Analyst carries out these tasks as part of a project team under the guidance of the operation leader or under the supervision/guidance of more senior bankers.

The Analyst will initially support other more experienced bankers to manage their portfolio of projects under the overall guidance and supervision of the Director, Head of Morocco and Portfolio Associate Director (PAD).

The Analyst is expected to identify and originate new transactions alongside other bankers, but their role in origination will be limited primarily to repeat transactions with his/her portfolio clients. The focus of the Analyst may change according to the business needs and as directed from time to time by the Director, Head of Morocco.

This position is an interesting opportunity for a (junior) banker interested in supporting EBRD’s activities in Morocco. This banker will benefit from EBRD’s training programs to develop his skills to manage and monitor a diverse pool of clients.

Accountabilities & Responsibilities:

Under the guidance and supervision of the PAD / Director, Head of Morocco and in line with the terms of reference for the POL, the Analyst’s main tasks will include, inter alia:

•            Take responsibility as POL or Team member for the day-to-day implementation and monitoring of all projects to which the Analyst is assigned, including compliance with project agreements and Bank procedures related to disbursement; monitoring of progress of the project implementation and financial performance of the client; assessing evolving risk factors and monitoring and assessing covenant compliance.

•            Detect and resolve early signs of distress through proactive client engagement, planning and executing client visits and reporting promptly on potential breaches or issues. The Analyst may participate in restructurings of portfolio transactions.

•            Prepare timely and comprehensive monitoring reports and include recommendations for corrective actions where required and ensure these proposed corrective actions and recommendations are brought to the attention of more senior team members; perform timely processing of waivers, amendments and consents and conduct self-evaluation of projects and provide feedback to origination teams.

•            As Technical Cooperation (TC) operation leader, ensure effective implementation and monitoring of TC assignments to ensure their compliance with donor reporting requirements, operational objectives and that all reports are of a high quality;

•            Be alert about new financing opportunities with portfolio clients, and if and when such opportunities are detected, seek immediate guidance from PAD;

•            Undertake regular surveillance of local economic, political, regulatory and sector environments in the country and region that could affect credit standing of the clients as well as the Bank’s internal reporting.

•            The responsibilities of the Analyst are designed to allow them to progressively undertake tasks that are more complex and build the scope of responsibilities based on acquired experience and expertise.

Qualifications & Skills / Experience & Knowledge:

Qualifications and Skills:

•            Bachelor’s degree. Master’s degree preferred or equivalent experience in the areas of expertise.

•            Professional qualification such as ACA, CFA, ACCA, or CIMA desirable.

•            Quantitative/numerical skills are critical with the ability to interpret financial information and to design and use financial models.

•            Credit analysis skills, with the ability to interpret accounts, understanding local and international accounting principles and practice of credit analysis.

•            Computer literacy, conversant with Microsoft Office and spread sheet packages including financial analysis and modelling modules.

•            Good understanding of relevant systems and processes.

•            Ability to work effectively as a team member and to deadlines and under time pressure.

•            Good written and oral communication skills in English.

•            Good command in Arabic and French is an advantage.

Experience & Knowledge:

•            Relevant financial industry experience from an investment or commercial bank, private equity firm, asset management firm, or auditing/financial consulting firm operating to international standards.

•            Exposure to industry/country experience.

What is it like to work at the EBRD?

Our agile and innovative approach is what makes life at the EBRD a unique experience! You will be part of a pioneering and diverse international organisation, and use your talents to make a real difference to people's lives and help shape the future of the regions we invest in. 

The EBRD environment provides you with:

• Varied, stimulating and engaging work that gives you an opportunity to interact with a wide range of experts in the financial, political, public and private sectors across the regions we invest in;
• A working culture that embraces inclusion and celebrates diversity;
• An environment that places sustainability, equality and digital  transformation at the heart of what we do.

Diversity is one of the Bank’s core values which are at the heart of everything it does.  A diverse workforce with the right knowledge and skills enables connection with our clients, brings pioneering ideas, energy and innovation. The EBRD staff is characterised by its rich diversity of nationalities, cultures and opinions and we aim to sustain and build on this strength. As such, the EBRD seeks to ensure that everyone is treated with respect and given equal opportunities and works in an inclusive environment. The EBRD encourages all qualified candidates who are nationals of the EBRD member countries to apply regardless of their racial, ethnic, religious and cultural background, gender, sexual orientation or disabilities.  As an inclusive employer, we promote flexible working and expecting our employee to attend the office 50% of their working time.

Please note, that due to the high volume of applications received, we regret to inform you that we are unable to provide detailed feedback to candidates who have not been shortlisted (for further consideration).